FAQ

FREQUENTLY ASKED QUESTIONS

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Can foreigners buy property in the UK?

Yes, there are no legal restrictions on foreigners purchasing property in the UK. Whether you’re an individual, company, or overseas investor, you are free to buy residential or commercial real estate.

From the information, ideas, needs that customers provide architects will consult the original information about the design style, optimal space layout, selection of materials auxiliary equipment in accordance with the owner’s desire as well as the financial situation … to help the owner make the right decision right from the beginning.

Do I need to be a UK resident to invest in property?

No. You do not need to live in the UK or be a UK resident. Many investors purchase property remotely with the help of property consultants, lawyers, and agents.

Can I get a mortgage in the UK as a non-resident?

Yes, but it depends on your financial profile, country of residence, and credit history. Some UK lenders offer international or expat mortgages, typically requiring a higher deposit (25–40%) and additional documentation.

What types of properties can I invest in?

You can invest in:

  • Buy-to-let properties (rental income)

  • New-build developments

  • Student accommodations

  • HMOs (Houses in Multiple Occupation)

  • Commercial property
    Your investment goal will determine the best option for you.

What are the typical costs when buying UK property?

Costs may include:

  • Property price

  • Stamp Duty Land Tax (SDLT)

  • Legal fees and solicitor charges

  • Mortgage arrangement fees (if applicable)

  • Land Registry fees

  • Valuation/survey fees
    International buyers may also be subject to a 2% additional SDLT surcharge.

Will I need to pay taxes as a foreign investor?

Yes. You may need to pay:

  • Stamp Duty (when purchasing)

  • Income tax (on rental income)

  • Capital Gains Tax (CGT) (when selling)
    You should seek advice from a tax advisor familiar with UK and international tax treaties.

How is rental income managed if I live abroad?

Most foreign investors appoint a letting or property management agency that handles:

  • Finding tenants

  • Collecting rent

  • Property maintenance

  • Compliance with UK landlord laws
    This ensures a smooth, hands-off investment experience.

Is investing in UK property safe and profitable?

The UK is considered one of the most stable property markets in the world, with:

  • Strong legal protection

  • High rental demand

  • Capital appreciation over time
    It is especially attractive in cities like London, Manchester, Liverpool, Birmingham, and Leeds.

Can I buy property through a company or trust?

Yes. Many overseas investors choose to buy property via:

  • UK Limited Companies

  • Overseas entities (subject to registration)

  • Trusts or SPVs
    This can offer tax planning or inheritance benefits depending on your situation.

How long does the property buying process take in the UK?

Typically, the process takes between 6–12 weeks, depending on legal checks, mortgage approvals, and due diligence. New-build or off-plan purchases may follow a different timeline.

Are there residency or visa benefits from buying UK property?

No. Buying property in the UK does not automatically grant residency or a visa. However, you may qualify for other visa categories depending on your circumstances.

Can I visit the property before buying?

Yes, we highly recommend a property viewing trip. However, with virtual tours, 3D walkthroughs, and video consultations, remote purchasing is also fully possible.

What support do you offer international investors?

We provide:

  • Full end-to-end investment consultation

  • Property sourcing tailored to your goals

  • Legal and mortgage referral network

  • Rental and property management services

  • Transparent communication in your language

LEAVE YOUR QUESTIONS

Do not hesitate to contact us for any questions you want to ask about your real estate investments in the UK.

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    Address

    24 The Willoughbys
    SW14 8DF, London, UK

    Phone

    +44 7415 318818
    +44 208 676622

    Email

    info@kingscapitalinvestment.com
    kingscapitalinvestmentuk@gmail.com